New Jersey Paycheck Calculator + Payroll Software
Free NJ paycheck calculator: state income tax, Family Leave Insurance, SUI, SDI. Plus payroll software for 50–500 person businesses across Newark, Jersey City, Trenton, and the Bergen/Hudson commuter corridor.
Estimates only. MyCo handles all of this automatically — book a demo.
New Jersey Payroll Rules at a Glance
Minimum Wage
2026 NJ minimum wage:
- $15.49/hr (most employers)
- $14.53/hr small business + seasonal
- $13.40/hr agricultural
- Tipped: $5.62/hr (tips must bring to $15.49)
Overtime
Follows federal FLSA:
- 1.5× for hours over 40/week
- No daily overtime
- No 7th-day rule
Earned Sick Leave
NJ Sick Leave Act:
- 1 hour per 30 hours worked
- Up to 40 hours/year
- Bank up to 40 hours; use within year
- Applies to all employers
Family Leave Insurance (FLI)
NJ FLI program:
- 12 weeks at up to 85% of wages
- Employee-paid: 0.06% of wages (2025+)
- Bonding, family care, domestic violence
- Capped at NJ state wage base
Temporary Disability Insurance
NJ TDI:
- Up to 26 weeks at up to 85%
- Employee + employer contributions
- For non-work-related illness/injury
- Mandatory unless private plan approved
Employer Taxes
What NJ employers pay:
- SUI: 0.4%–5.4% of first $42,300 wages
- TDI employer: 0%–0.5% (varies)
- FLI: covered by employee deduction
- Federal FUTA: 0.6% effective
New Jersey State Income Tax Brackets (2026)
| Taxable Income (Single) | Rate |
|---|---|
| $0 – $20,000 | 1.40% |
| $20,001 – $35,000 | 1.75% |
| $35,001 – $40,000 | 3.50% |
| $40,001 – $75,000 | 5.53% |
| $75,001 – $500,000 | 6.37% |
| $500,001 – $1,000,000 | 8.97% |
| Over $1,000,000 | 10.75% |
Built for New Jersey Businesses
Stop calculating payroll by hand
MyCo automatically handles New Jersey state withholding, overtime, paid leave accrual, and filings — for HVAC, cleaning, security, and field-service teams across the state.
Book Your Free Demo →Frequently Asked Questions
What is the New Jersey state income tax rate?
NJ uses a progressive income tax from 1.4% to 10.75%. The top rate (10.75%) applies only to income over $1M for singles or $1M for married. Most NJ employees pay between 1.75% and 6.37% depending on income.
What is NJ's minimum wage in 2026?
New Jersey's minimum wage is $15.49/hour in 2026 for most employers. Small businesses and seasonal employers pay $14.53/hour. Agricultural workers earn $13.40/hour. Tipped employees earn $5.62/hour cash plus tips bringing them to $15.49 total.
What is NJ Earned Sick Leave?
New Jersey requires employers to provide 1 hour of paid sick leave per 30 hours worked, up to 40 hours per year. Applies to all employers regardless of size. Can be used for personal illness, family illness, school closures, or domestic violence situations.
Does NJ require Paid Family Leave?
Yes. NJ Family Leave Insurance (FLI) provides up to 12 weeks at up to 85% of wages for bonding with a new child, caring for a sick family member, or domestic violence situations. Funded by employee payroll deduction (0.06% of wages in 2025).
Is MyCo certified for New Jersey payroll?
Yes. MyCo handles NJ state withholding, SUI, TDI, FLI, Earned Sick Leave accrual, and quarterly filings with the NJ Department of Labor and Workforce Development.