New York Paycheck Calculator + Payroll Software
Free NY paycheck calculator: state income tax, NYC + Yonkers local tax, SDI, PFL. Plus payroll software for 50–500 person businesses across NYC, Buffalo, Rochester, Long Island.
Estimates only. MyCo handles all of this automatically — book a demo.
New York Payroll Rules at a Glance
Minimum Wage
Geographic minimums:
- NYC + Long Island + Westchester: $16.50/hr
- Rest of NY: $15.50/hr
- Tipped (food service): $11.00/hr in NYC
- Annual increases scheduled
Overtime
Follows federal FLSA + state:
- 1.5× for hours over 40/week
- Spread-of-hours: 1 hour minimum wage if workday >10 hr
- No daily overtime
- NYC fast food: 1.5× over 40
Meal Breaks
NY Labor Law requires:
- 30-min meal break for shifts over 6 hours (factory work)
- 20-min for shifts 6+ hours (non-factory)
- No mandatory rest break statewide
Paid Family Leave (PFL)
NY is a leader here:
- 12 weeks at 67% of wages
- Employee-paid via 0.388% deduction (2025+)
- Bonding, family care, military deployment
- Job-protected return
SDI & PFL
NY State Disability Insurance:
- Employee contribution: ~0.5% of wages
- Capped at small annual amount
- Funds short-term disability + paid family leave
NYC + Yonkers Local Tax
Big-city additions:
- NYC: 3.078%–3.876% additional tax (residents)
- Yonkers: 16.75% of state tax (residents)
- Non-residents working in NYC: no NYC tax
- MyCo handles automatically
New York State Income Tax Brackets (2026)
| Taxable Income (Single) | Rate |
|---|---|
| $0 – $8,500 | 4.00% |
| $8,501 – $11,700 | 4.50% |
| $11,701 – $13,900 | 5.25% |
| $13,901 – $80,650 | 5.50% |
| $80,651 – $215,400 | 6.00% |
| $215,401 – $1,077,550 | 6.85% |
| $1,077,551 – $5,000,000 | 9.65% |
| $5,000,001 – $25,000,000 | 10.30% |
| Over $25,000,000 | 10.90% |
Built for New York Businesses
Stop calculating payroll by hand
MyCo automatically handles New York state withholding, overtime, paid leave accrual, and filings — for HVAC, cleaning, security, and field-service teams across the state.
Book Your Free Demo →Frequently Asked Questions
What is the New York state income tax rate for 2026?
NY uses a progressive income tax ranging from 4% to 10.9%. Plus, if you live in NYC or Yonkers, additional local income tax applies. NYC residents pay 3.078%–3.876% on top of state tax. Yonkers residents pay 16.75% of their state tax bill as a local surcharge.
How does NYC/Yonkers local tax work?
NYC and Yonkers each impose a separate local income tax on residents. MyCo handles this automatically based on each employee's residency address. Non-residents who work in NYC do NOT pay NYC tax (good news for NJ/CT commuters).
What is New York's minimum wage in 2026?
NYC, Long Island, and Westchester County: $16.50/hour. Rest of New York state: $15.50/hour. Tipped food service workers in NYC: $11.00/hour cash + tips up to $16.50 total. Annual increases are scheduled.
What is New York Paid Family Leave (PFL)?
New York PFL provides 12 weeks of paid leave at 67% of average weekly wage. It's funded by a mandatory employee payroll deduction (0.388% in 2025). Uses: bonding with new child, caring for sick family member, qualifying military deployment. MyCo handles the deduction automatically.
Is MyCo certified for New York payroll?
Yes. MyCo handles NY state withholding, NYC + Yonkers local tax, SDI, PFL, MCTMT (NYC commuter tax), and quarterly filings with NYS Department of Taxation and Finance and the Department of Labor.