Texas ยท 2026 Tax Rates

Texas Paycheck Calculator + Payroll Software

Free Texas paycheck calculator: no state income tax, federal withholding, FICA, FUTA. Plus TX payroll software built for 50–500 person businesses across Houston, Dallas, Austin, San Antonio.

Texas Paycheck Calculator (2026)
Gross Pay$0.00
Pre-tax Deductions- $0.00
Federal Income Tax- $0.00
Texas State Income Tax- $0.00
Social Security (6.2%)- $0.00
Medicare (1.45%)- $0.00
Estimated Take-Home Pay$0.00

Estimates only. MyCo handles all of this automatically — book a demo.

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Texas Payroll Rules at a Glance

Minimum Wage

Texas follows federal minimum:

  • $7.25/hr statewide
  • No state-specific minimum
  • Tipped: $2.13/hr (federal)
  • Some cities (Austin, Dallas) advocate for higher minimums for city contractors

Overtime

Follows federal FLSA:

  • 1.5× for hours over 40/week
  • No daily overtime
  • No 7th-day rule (unlike CA)

Meal & Rest Breaks

Not required by state law:

  • No mandatory meal break
  • No mandatory rest break
  • Federal Lactation Accommodation applies
  • Many TX employers voluntarily offer breaks

Sick Leave

No statewide mandate:

  • Texas does not require paid sick leave
  • Austin, San Antonio, Dallas ordinances were struck down
  • FMLA applies for qualifying leave

No State Income Tax

Big TX advantage:

  • Federal withholding only
  • No state SDI
  • No state disability insurance
  • Take-home pay is significantly higher

Employer Taxes

What TX employers pay:

  • SUI (Unemployment): 0.31%–6.31%
  • Federal FUTA: 0.6% effective
  • FICA match: 7.65%
  • No state SUI cap; based on 1st $9,000 wages

Texas State Income Tax Brackets (2026)

Taxable Income (Single)Rate
No state income tax in Texas

Built for Texas Businesses

Stop calculating payroll by hand

MyCo automatically handles Texas state withholding, overtime, paid leave accrual, and filings — for HVAC, cleaning, security, and field-service teams across the state.

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Frequently Asked Questions

Does Texas have state income tax?

No. Texas is one of nine US states with no state income tax. Employees pay only federal income tax, FICA (Social Security + Medicare), and any voluntary deductions. This means take-home pay is typically higher in Texas than in states like California or New York for the same gross salary.

What is Texas's minimum wage in 2026?

Texas follows the federal minimum wage of $7.25/hour. There is no state minimum. Tipped employees can be paid $2.13/hour as long as tips bring them to $7.25 total. Some Texas cities and counties have attempted higher local minimums but most were preempted by state law.

How does Texas overtime work?

Texas follows federal FLSA rules. Time-and-a-half is required for hours over 40 in a workweek for non-exempt employees. Unlike California, Texas has no daily overtime requirement, no double-time, and no 7th-consecutive-day rule.

Does Texas require paid sick leave?

No. Texas does not have a statewide paid sick leave law. Several Texas cities (Austin, San Antonio, Dallas) passed local ordinances, but courts struck them down. FMLA applies for qualifying serious medical conditions but is unpaid.

Is MyCo certified for Texas payroll?

Yes. MyCo handles Texas SUI, federal withholding, FICA, and FUTA automatically. We file quarterly with the Texas Workforce Commission and IRS. Since Texas has no state income tax, your filings are simpler than most states.